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Showing posts from April, 2018

How Can We Easily Get A Merchant Account Through Merchant Stronghold?

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Dealing with bounced checks and running to banks is time-consuming and unnecessary. An instant merchant account by Merchant Stronghold can save your time; your customers can pay via much easier and flexible way. It will not only save time, but you will save money as well. If you are expecting the increase in sale, you need an account that is capable of handling future upgrades. If your business is growing and you need the best merchant account, then don’t pass up merchant Stronghold’s certified payment processing service. Accept Credit Cards Flexibly As time passes, your business will grow big and more distinct. A business that grows consistently needs a flexible payment gateway that has enough room when there is the pool of customers, merchant stronghold provide these systems to business owners. Not every merchant account provider will offer the flexible account that grows with your business. There are many options along with a payment gateway, your account will cover most ...

What Everyone Must Know About Payment Gateway

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Online рауmеntѕ are made thоuѕаndѕ оf timеѕ a ѕесоnd аll over thе world. There аrе hundrеdѕ of different wауѕ thеѕе payments аrе mаdе, including PayPal and EFT trаnѕасtiоnѕ but a lаrgе рrороrtiоnаl аrе bаѕеd оn рауmеnt gаtеwау technology. A рауmеnt gаtеwау аllоwѕ a соnnесtiоn directly between a website and a bаnk, mеаning thаt рауmеntѕ can bе placed directly on a website аnd deposited ѕtrаight intо a bаnk account. Whаt iѕ a Payment Gаtеwау? A рауmеnt gаtеwау iѕ аn e-commerce ѕеrviсе thаt рrосеѕѕеѕ сrеdit саrd рауmеntѕ fоr оnlinе аnd trаditiоnаl briсk аnd mortar ѕtоrеѕ. Payment gаtеwауѕ fасilitаtе thеѕе trаnѕасtiоnѕ bу transferring key information bеtwееn payment portals ѕuсh as wеb-еnаblеd mobile dеviсеѕ/wеbѕitеѕ and thе frоnt еnd processor/bank. Pауmеnt gаtеwауѕ fulfil a vital rоlе in thе e-commerce trаnѕасtiоn рrосеѕѕ, аuthоrizing thе payment bеtwееn mеrсhаnt аnd сuѕtоmеr. Pорulаr payment gateways include NMI, PауPаl, Brаintrее, Striре, аnd Square. Hоw dоеѕ a Pауmеnt Gat...

Let's Discuss Requirements Of Getting A Merchant Account In US

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In this rapidly transforming world, where businesses are regularly changing their process of dealing with customers. With the development of processes, the businesses now have started accepting the payments through credit cards. Although, of all the business process up-gradation with the help of technology, that eases the maintenance of business, accepting card payments is one of the steps that makes easier for customers to pay directly through their account. But, many times merchants who are planning to start accepting card payments have very less knowledge about what is required for the establishment of a merchant account. As there are few requirements and prerequisite for getting and maintaining a merchant account that enables the business owner to collect payments via credit cards. Typically a merchant never directly contact a bank for the merchant account initiation that should collect the card transactions. The reason for this there is a strong need for dealing with fra...

3 Things To Know While Accepting Credit Cards With An Online Merchant Account

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Regardless of the size of your business, your goal must be to increase annual sales revenue. For this, you must give your customers more alternative mode of payments. It includes credit card payment, debit card payment, net banking and others. A Study to know According to studies, business accepting credit card payment is likely to generate more revenue as compared to others. The main purpose of you being in the industry is to earn profit and credit card is a great mode of payment. So, it is better to get a reliable credit card processing before starting off. There are many third-party service providers with payment solutions for credit card processing like PayPal, but it comes with shortcomings. But special measures must be taken to provide a secure environment to conduct transactions. Else customers will either drift away or will not come back for another sale, and this will increase abandonment rate and funds paid through check or direct deposit will take days to get tran...

Everything You Need to Know About Retail Merchant Account

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Retail Merchant Accounts are best suited for the business that requires transaction processing at the time of sale and categorized under Card Present Merchant Accounts. Merchant Stronghold can set it for your business anytime. It is sometimes referred as CP or Card Present account, it serves as the foundation for rate structure.Retail Merchant accounts need a smart, solid and fast process at the time of sale. Common examples of this type of transition are the swipe or contactless payment system. The credit card is present when the product is purchased, and because of it, there is less chance of fraudulent transactions too. Because of less risk, low rates for such card present merchant accounts are best available. Things you should know about Retail Merchant Account It is obvious that having credit card present when the transaction is being processed will reduce chances of fraud. But there are other variables as well that should be considered when going for a retail merchant ac...

Advantages Of Offshore Merchant Account For Small Businesses

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An offshore merchant account is a term that is often confused with an account for high-risk merchants. Well, this statement is a partially true, as not only high-risk merchant but also merchants belonging to any industrial type can get this offshore merchant account if dealing overseas. This type of account provides facility to open an account in countries other than home country. Ultimately, helps to conduct secure credit card processing and acceptance of various currencies. As technology is advancing, the internet has decreased the geographical distance and brought the global market at one place. Through online businesses, merchants can provide its services to the customers all around the world. Irrespective of the size of business you own, to run it successfully online, merchants need to have two things: 1. Merchant Account 2. Credit Card Processing Facility An offshore merchant account is the most common account out of all the options available in the market. The offsho...

Credit Card Processing Gateway For Your Direct Marketing Business

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Merchant Stronghold provides credit card processing gateways that are tailored for your direct marketing business. Grow your Direct Marketing business by providing multiple payment options to your customers. Efficient Front-end Systems and Credit Card Processing Gateway to integrate with Stronghold’s gateway API and be able to provide instant successful transactions are important, especially for a Direct marketing System. Stronghold’s credit card processing gateway not only accepts payment but also compiles reports so that merchants can keep records of transactions. Many companies these days promise to deliver these efficient systems, but most of them focus on providing fancy systems rather than better security. Merchant stronghold on the other hand not only have the most secure and solid gateways available but also close all loopholes that can harm payment system of your direct marketing business. Rather than using physical terminals, your customers can use secure online gatewa...

Let's Discuss Most Common Credit Card Processing Scams

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‘FRAUD’, the word itself generates a warning sign to both customers as well as the merchant. According to recent studies, every fraud valued 1 dollar, costs merchant $2.40. The amount may seem less but has a huge impact on annual revenue. One of the main reasons for these frauds is the credit card processing scams. Credit card payment processing companies have noticed a significant growth of such scams among small or medium-sized businesses as compared to large industries. And, if these SMBs do not have sufficient resources to handle them, the impact of scams are much more significant. A major retail can bare the impact of the loss of a couple of dollars but it is not the case with small or medium-sized businesses. Most Common Credit Card Processing Scams Let us discuss in detail about the most common credit card processing scams and a few tips to avoid them. Forced Authorization Scam To complete the transaction when customer’s credit card is declined, the merchant ca...

Proper Way To Get A High-Risk Merchant Account For Tech Support Business

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How does Technical Support Service work? When I started my research for this business, I communicated with a number of people whom I thought might have some practice in managing such merchants, and what I heard from them didn’t precisely come as a surprise to me. Most of my contemporaries warned me that such businesses could be very difficult to work with — that their company practices were doubtful, that they could infrequently doctor the required paperwork, that their chargeback ratios were sky-high, and that customer objection levels were off the chart. “Where have I heard that before?”, I wondered, and my initial practice rapidly confirmed the authenticity of these warnings. However, I had the good fortune to quickly stumble upon a high-risk merchant who turned out to be hardworking, trustworthy and legit. He also ensured low levels of customer complaints and chargebacks. Equally important, the volume per month was extravagant— about $500,000 and still continues to grow. F...

Benefits To Accept Credit Card For Your Online Education Website

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If you are running an Online Education website and want to accept credit card, then you are at the right place. We provide one solution to all of your problems. If you are reading this then you probably want to accept credit cards on your Online Education website. Most business owners like to know how they can accept credit cards. There are many ways to offer multiple payment methods to your customers. Some of the commonly used methods are as under: Using own merchant account: you will need a payment gateway linked to your website. There are various requirements for every country; you can contact us for further information. Third party merchant: There are many companies willing to accept credit card on your behalf. They will take fees in exchange and provide you easy solution for your Online Education website. These are also called payment gateways. How it will benefit your business? If you are advertising your business but you are not accepting credit card payments th...

Let's Discuss The Payment Processing Services For Apparels Stores

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The clothing industry is growing by leaps and bounds, so as the level of competition in this industry. On a daily basis, bulk transactions take place in each apparel store. It is important for a merchant to provide their customers with a payment processor that is convenient and secure. A good payment processor not only saves time for the customer but also takes less effort in making a successful payment. Payment processor should be simple and seamless so that the merchant can invest his/her time more in the business plans rather than fixing payment issues. To run a business without much chaos, fewer errors and simple checkouts is like a blessing. The Need for a Payment Processor Customer waiting in a long queue to pay for the product at times gets impatient with the delay that increases the chance of the customer leaving the store without purchasing the product. It is important for a merchant to install a fast and reliable payment method in order to increase the sale and b...

Merchant Stronghold: Best Payment Gateway Provider

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Merchant Stronghold is one of the leaders in the merchant account industry. We offer payment Gateways and payment options that no one in this industry offers. Executing an agreement with merchant service provider is the first step towards accepting credit card payments. Before Opening a merchant account, you should know which account is best for your business. If you choose the right account, it will solve many of your problems and increase profit margin. Reliable Merchant Account Services There aren’t many merchant account providers who understand the worries of business owners. Every business has a size, some are small and others may be big industries. Keeping these facts in consideration, we provide a solution that best fits your business needs. Our payment gateway can accept any card and electronic checks. We have more than one solution for your business. Those merchants who want to utilize mobile payments, our system can help you to accept payment from any android or ap...

High Risk Continuity/Subscription Merchant Account | Merchant Stronghold

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You are offering a free trial on your site? We can integrate your eCommerce website with our payment gateway so that your business can accept and rebill customers for your free trial and continuity offer!If you are selling products that require Free Trial, you will need a recurring merchant account and a payment gateway. Most business owners don’t understand the difference between a recurring merchant account and straight sale merchant account. If you don’t know then setting up your e-commerce website can be difficult and you may hit by overwhelming fees, chargebacks and may result in Account Closure! What’s Trial Continuity? When someone buys a product with a free trial offer, the cardholder accepts the Terms and Conditions and enrols in a Trial Continuity Subscription. The website will send this information to the payment gateway for authorization and processing. Once the trial period is overpayment gateway will bill the customer again for the pre-decided rebill amount. All ...

Let's Discuss Various Possible Reasons For Declination Of Application For Credit Card Processing

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When you apply for credit card Processing, you have no idea where your application will go. The details about the decision of not issuing a credit card processing reach you through the mail, in which the details about the decision is given more precisely. Why Credit Card Applications are Denied Let’s now discuss various possible reasons for declination of application for credit card processing : Age Your age is another factor for the denial of your request. If you are under 18, the issuer will not accept your request, as it is not the legal age.Your age is another factor for the denial of your request. If you are under 18, the issuer will not accept your request, as it is not the legal age. Incomplete Application Form If you don’t complete the application form completely or correctly, it can lead to denial. So it is better to apply for credit card processing online as it will not submit your request until and unless all the fields are full. Loan Balance  If you...

What are the benefits of Credit Card Processing for Ecommerce Business?

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To cope up with the fast-growing E-commerce market, every merchant needs an online payment gateway and online credit card processing that can help the merchant serve the increasing number of customers on a daily basis who like to shop online and use credit cards as a preferred mode of payment. To successfully run an e-commerce business, the merchant needs an online credit card processing that is effective and efficient in fulfilling its purpose. Benefits of online credit card processing 1. Improves ability: To make the website visually effective, a merchant invests a lot of time and money. But most of the merchants do not consider it important to invest much time when it comes to payment processing. However, to improve online transactions for your E-commerce business, it is important to choose the right payment gateway (a system that enables the communication between the merchant processor and a PCI compliant website to share customer’s payment details) , bank account and mer...

How Legal Document Preparation Service For Merchant Can Ease Your Pain

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Every year, billions of dollars are being loaned to understudies. Quite naturally, there are scammers who attempt get your cash offering services that you should study well so to avoid being scammed. The Consumer Finance Protection Bureau (CFPB) has always cautioned understudies about what to look out for when you require an understudy credit or some assistance with respect to it. UNDERSTUDY LOAN DEBT HELP Many organizations promote they can facilitate you with your credits/loan, and you can see them publicize on Facebook, on Google, or even send emails messages. Before making any move with these organizations, don’t forget that you don’t have to pay somebody to get help with your Federal understudy credits/loan if you don’t want to. If you’re document preparation services for Merchant Account , consider turning to the #1 High-Risk Payment Gateway provider in the US, Merchant Stronghold to get the best for your High-Risk Business wants and needs. Merchant Stronghold offe...

Explanation On Why E-Check Solution Is Important

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The Internet has not only changed the way of shopping but also brought revolution in the payment methods. It is very important for small-sized as well as medium-sized businesses to choose the mode of payment wisely. One of the fastest growing methods of payment is via Credit Card or ACH. Being a more secure method of payment, merchants prefer ACH over paper check payments. Established business availing ACH benefits tend to be more successful. The Working of E-Checks ACH (Automated Clearing House) is an electronic network through which a merchant uses E-checks instead of paper checks to process a financial transaction. Electronic checks or E-Checks are digitally equivalent to normal checks/paper checks. To set up an e-check payment processing service and accept checks, information provided on merchant’s paper check is required and is necessary. E-Check Payment Processing Service To be able to accept e-check, a merchant has to first set up the ACH direct deposit. For this pro...

6 Brilliant Ways To Teach Your Audience About Online Business

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Virtual market is growing bigger and bigger every day. Most of the population relies on the Internet to shop or get things done. From sending an e-mail to banking, shopping, purchasing services and packages, everything can be done in few clicks. This brings a lot of opportunities for new entrepreneurs, but to make the best use of this opportunity you have to follow the right track. There are few points that one should consider before starting an online business. These are: Focus on Local market: You should not avoid small steps to achieve big goals. Instead of trying to reach the global market and providing everything, study local market, gather knowledge about demand and customer’s taste, and offer them something unique or different from your competitors. If you want to capture the market you should have something unique to offer, but before going further do check out copyright infringements. Logistics: The product you choose at the initial stage of your online business matte...